AML & KYC Policy

Public summary · October 2026

1. Customer due diligence

We verify each business, its legal representatives and ultimate beneficial owners (UBOs), including corporate documents, identity, address and source of funds where applicable.

2. Transaction monitoring

Transactions are monitored on an ongoing basis for unusual patterns, with enhanced review for higher-risk verticals and markets.

3. Reporting

Suspicious activity is reported to the competent authorities when required by law.

4. High-risk refusal

We refuse or terminate relationships with customers that present unacceptable risk, are on sanctions lists or operate activities on our prohibited list.

To report suspicious activity or for compliance inquiries, contact compliance@cruziapay.com.br.