CruziaPay

Cross-border · Latin America

Get paid with Pix.Settle wherever you need.

Cross-border payment platform focused on Brazil, ready to expand across Latin America.

See documentation

Pix live in Brazil. Other methods being enabled.

  • Instant

    Payments confirmed in seconds.

  • Scalable

    Handles volumes of €10M+ per month.

  • Global-ready

    Multilingual APIs and SDKs (EN / PT).

  • Fully compliant

    KYC/AML aligned with LGPD and GDPR.

Products

One integration, the whole portfolio

Pix is live in Brazil today. Every other product lands on the same endpoint as it is enabled.

Pix — instant payments (Brazil)

Live

Dynamic QR Code, copy-and-paste codes and payment links, confirmed by webhook in seconds.

Cards & Split

Coming soon

Domestic and international cards with automatic split between sellers and partners.

Payouts & Global Rails

Coming soon

Payouts to local beneficiaries and international settlement in multiple currencies.

Methods

Payment methods

One integration contract. New methods land on the same endpoint as they go into production.

Available

Pix

Dynamic QR Code charges, copy-and-paste codes and payment links. Confirmation in seconds, 24/7.

Coming soon

Credit card

Domestic and international schemes, installments and recurring billing.

Coming soon

Debit card

Single-payment debit with issuer authentication.

Coming soon

Boleto

Brazilian bank slip with due date and bank clearing.

Coming soon

Pix in installments

Installments over the Pix rail with partner credit analysis.

Coming soon

Pix out

Payouts and withdrawals to Pix keys and bank accounts.

Coming soon

Digital wallets

Wallet payments with stored balance and tokenization.

Coming soon

SPEI (Mexico)

Real-time Mexican interbank transfer.

Coming soon

PSE (Colombia)

Online debit from Colombian bank accounts.

Coming soon

OXXO (Mexico)

Cash payment across the physical store network.

Coming soon

Local LATAM transfers

Local rails across other Latin American countries.

Flow

How it works

  1. 1

    Onboarding and KYC

    Company documentation review and compliance approval.

  2. 2

    Integration

    Connect via REST API or payment link, with no infrastructure of your own.

  3. 3

    Charge

    Your customer pays with Pix and confirmation arrives in seconds.

  4. 4

    Settlement

    Funds credited to your account with a reconciled statement.

Verticals

Verticals we serve

Available

E-commerce

Pix at checkout with immediate order confirmation.

Available

SaaS and subscriptions

Recurring charges with your own reference per cycle.

Available

Marketplaces

Centralised collection and downstream transfers to sellers.

Upcoming

Travel

Bookings with an expiry window defined per charge.

Available

Education

Tuition and enrolment with per-student reconciliation.

Available

Digital services

One-off payments by link, with no development.

Upcoming

iGaming and Digital Entertainment

24/7 instant Pix PayIn and Payout with legal compliance and predictable settlement.

Infrastructure

Smart Routing & Multi-Acquirer

CruziaPay connects your operation to multiple regional acquiring partners. The router picks the best route in real time, with automatic failover.

Your operation
CruziaPay
  • Provider 1 · BR
  • Provider 2 · MX
  • Provider 3 · CO
  • Provider 4 · PE
  • Provider 5 · AR
  • Provider 6 · CL

Coverage

LATAM methods and coverage simulator

Pick your country of operation to see supported methods, settlement window and required KYC documents.

Country

Local methods

Available
  • Pix QR Code
  • Pix Copia e Cola
  • Pix payment link
  • Boleto (soon)
  • Cards (soon)

Settlement window

D+0 to D+1 business day

KYC documents

  • Articles of incorporation
  • Tax registration (CNPJ)
  • Shareholder / UBO IDs
  • Proof of address
  • Settlement bank details

Compliance

Security and compliance

Data travels encrypted in transit and is stored encrypted at rest. Internal access is role-controlled, with audit logging of sensitive operations.

Anti-fraud monitoring evaluates charge and settlement patterns. Onboarding follows KYC and AML policies, including document verification of the company and its shareholders.

Personal data processing follows Brazil's LGPD, with a legal basis defined per purpose and retention limited to what is necessary.

Payment operations are carried out in partnership with an institution authorised to operate in the Pix scheme. CruziaPay is not the licensed institution and does not present itself as one.

Developers

REST integration, webhooks and sandbox

The API is REST with secret-key authentication sent in the header. Every charge carries your own reference, which keeps reconciliation simple on your side.

State changes are notified through signed webhooks, with retry on failure. The sandbox reproduces the full charge and confirmation cycle with no real movement of funds.

Open the sandboxComing soon
POST https://api.cruziapay.com/v1/chargesAuthorization: Bearer sk_live_xxxContent-Type: application/json{  "method": "pix",  "amount": 24990,  "currency": "BRL",  "reference": "order_10482",  "expires_in": 3600,  "customer": {    "name": "Maria Souza",    "tax_id": "000.000.000-00"  }}

Illustrative example. Endpoints and fields may change before documentation is published.

FAQ

Frequently asked questions

Start accepting Pix today

Talk to the team and get an integration design for your operation.

Contact

Talk to the commercial team

Describe your operation and the team replies with an integration design and applicable terms.